Budgeting to Zero | My First Attempt
Budgeting to zero is something I've been hearing about for a few months now, and I've never been completely convinced by it or fully understood how it works. However, when I was filling in my Budget Planner for June, I actually managed to budget to zero this time! I feel like it helped that I was listening to Tanya Michele's Cash Envelope system video at the time.
Admittedly I couldn't fully budget to zero because some of my income isn't guaranteed, so I just worked around what I knew I would be getting this month.That being said, I did over-budget on certain categories and I was hoping to spend less than I budgeted.