July was a bit of a spendy month! I ended up spending lots of money with The Body Shop, Studio and Shein. I also had some ASDA and Amazon gift cards to use, and sold some bits so I had some extra money to see me through last month!
Income: £1,362.85
Money in account: £1,808.51
Bills
Phone: £26.13
Rent: £80
General Savings: £50
Christmas Savings: £50
Credit card: £74.75
Cash Budget
I've decided I'm just going to try and use cash this month! I massively overspent on online orders and takeaways in July so I'm trying to resist the urge to spend by using cash. I have withdrawn £300 and hopefully I don't waste it all in the corner shop like I usually do!
Birthdays
It's time to pay for Charlie's party! I also need to buy cake, balloons and maybe a helium tank for the balloons. I'm budgeting £250 (including £180 for his venue) but I probably won't need that much! Especially as my blue light card means 10% off in ASDA...
Salon
I forgot my holiday wax appointment falls after August pay day so that £23 I mentioned in my July budget is actually for my August budget!
So my overall budget for August is £605 including bills and savings. Hopefully I can spend less than that! I'm hoping to not use my credit card this month too. Wish me luck!
Until next time,
Saph x
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